Trip Start Jun 11, 2007
94Trip End Ongoing
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We then wandered up to the National Bank and asked about mortgages. I had an idea that we could manage to get a $350,000 mortgage (and bills etc) on just Roberts salary including some overtime, which would leave my salary in the bank (more or less) to cover any shortfalls in Roberts overtime to enable us to live whilst I wasn't working if we started a family. I was about right. The advisor at the bank worked out we could get $364,000 mortgage if we had $19,000 deposit (about 7,500 pounds) which means we can look at houses up to $383,000 (I hasten to add that this is about 153,000 pounds).
We've had a bit of a look to see what we could get for this money and it's surprising. Everyone in NZ says how expensive the houses are and whilst, yes, the interest rate is currently rather high (in the 9%'s) for this money we can get a big four bedroom, 2 bathroom, large dinner, large kitchen, large living area or two, double garage and a bit of land to keep us secluded from immediate neighbours. In our area in UK you'd be talking about 350-500,000 pounds for that! So we're quite pleased.
Anyway the advisor gave us loads of literature to take away and of course we've chucked in the van for now to read later!
We then had a drink in a café at the bottom of town, and there was an old guy waiting on and he waS SO funny, he kept picking on the customers, but got away with it as he seems to do it all the time. I think the locals come to watch and see if they get picked on. It was all good banter. We then played some mini-golf, I won although Robert did get a hole in one on the 18th hole!
We had a drive up to Huka Falls, this is where they get the biggest portion of hydro-electricity from. It quite impressive when you see the power with which the water is forced down a narrow gully. There is a company that run jet boat trips from the other end and they drive right up into the wake from the falls. It had been raining on and off all day but it stayed nice for us to stand outside and take in the countryside. I really love the noise of water and waterfalls.
Time was moving on so we headed to Betty and Arthur's house. This was the B&B we were staying in tonight. They're a lovely couple and were very sociable with us, giving us cheese and biscuits and a wine/beer. We decided to eat out tonight and found a Thai restaurant that was very nice. When we got back to the B&B we sat and had a natter with our hosts until we went to bed.